Smart investing,
made accessible for all.

Good investment guidance shouldn't need a million pounds to start. We built this so everyone gets a plan. The Smartest Way to Manage Your Investments.

Portfolio
Track All Your Investments

Track All Your Investments

Connect your UK investment accounts and see your total wealth in real time.

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Manage Family Wealth

Manage Family Wealth

View and manage all your family's investments in one secure place.

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Financial Goal Tracker

Financial Goal Tracker

Set, track and achieve all your financial goals with ease.

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Everything you own
One dashboard
Your household
Family portfolios
Track towards
Every goal

Up and running in under 5 minutes

01

Sign up

Download the UKMoney app and sign up.

02

Verify

Complete your quick, secure KYC verification.

03

Link accounts

Link your stocks & shares ISAs, pensions, funds, and more.

04

Analyse

UKMoney builds a detailed analysis of your portfolio and shows where you stand.

05

That's it

Everything you own, one dashboard, always up to date.

Get set up in minutes

No lengthy forms, no branch visits, just a few quick steps and you're in.

Fully digital, zero paperwork

Verify your identity online. No printing, no posting documents, no waiting.

Your portfolio, explained daily

A simple daily summary so you always know how your money's doing, no digging required.

AI Insights

Your investments,
decoded by AI.

UKMoney AI is an analyst and simulator. It explains what you own, runs scenarios, and helps you think clearly about your money.

UKMoney· live
Preparing your financial snapshot…
  • Reading your current holdings
  • Running growth projections
  • Comparing multiple scenarios
UKMoney AI portfolio insights with sample questions

Ask UKMoney AI anything about
your investments.

From FIRE targets to ISA allowances, UKMoney AI runs the numbers on your actual portfolio and explains the trade-offs.

Link everything in one place
Secure connections to your ISAs, pensions, and brokerage accounts.
Ask about your own numbers
Get answers based on your actual portfolio, not generic guesses.
Understand before you act
Clear breakdowns of your portfolio, so you decide with the full picture, not guesswork.
Baskets - Coming Soon

Long-term investing, backed by experts

Ready-made model portfolios of shares, ETFs and funds, built by FCA-regulated experts.

🌱
Financial Freedom
FIRE 55

Retire early and live life on your terms.

Target
£1,250,000
Target Date
Age 55 (2049)
On track72%
Min. amount
£400/month
5Y return
+28.4% p.a.
Portfolio: Balanced GrowthLow risk
🏠
First Home
LISA

Save for your first home with confidence.

Target
£60,000
Target Date
2030 (7 years)
On track58%
Min. amount
£550/month
5Y return
+21.1% p.a.
Portfolio: Conservative GrowthMedium risk
🎓
University Fund
Child

Build a fund for your child's education.

Target
£50,000
Target Date
2043 (18 years)
On track42%
Min. amount
£165/month
5Y return
+23.7% p.a.
Portfolio: Balanced GrowthMedium risk
🌴
Dream Holiday
5 Years

Your dream trip, fully funded.

Target
£8,000
Target Date
2030 (5 years)
On track63%
Min. amount
£120/month
5Y return
+17.2% p.a.
Portfolio: Short Term GrowthLow risk
🛡️
Protection Plan
Insurance

Protect what matters most with the right cover.

Target
£250,000
Target Date
Life Cover
Active100%
Min. amount
£65/month
5Y return
Portfolio: Review annuallyLow risk
📈
Wealth Builder
Long Term

Grow your wealth steadily over the long term.

Target
£500,000
Target Date
2044 (20 years)
On track35%
Min. amount
£300/month
5Y return
+26.9% p.a.
Portfolio: GrowthMedium risk
Emergency Fund
Safety Net

Build a cash cushion for unexpected events.

Target
£6,000
Target Date
2025 (6 months)
On track80%
Min. amount
£250/month
5Y return
+3.2% p.a.
Portfolio: Cash SavingsLow risk
🐷
Pension Booster
Retirement

Boost your retirement income.

Target
£300,000
Target Date
Age 55 (2049)
On track46%
Min. amount
£275/month
5Y return
+24.3% p.a.
Portfolio: Pension GrowthMedium risk

We take data security seriously.

Your accounts connect via secure, read-only access. We never see your passwords and never hold your money. We connect through regulated, FCA and GDPR-compliant partners, so your data is protected at every step.

Experience personal investing like never before.

The only app where you track it, explore it by theme, and understand it, together.